Contents

The Early Attraction of S&P 500 Index Funds: Is Perfect Tracking Performance An Illusion?
by John E. Cresson, R. Mike Cudd and Tom J. Lipscom

Can We Still Find Long-Term Care Financing Without Buying a Policy, and Do We Want To?
by Robert J.Carney, Dianne R. Morrison, Lise Graham and Ryan Morrison

Rules for Withdrawing Money from Tax Deferred Retirement Plans and Portfolio Value Implications
by Kevin J. Sigler

Financial Planning, Managers, and College Students
by Joe James, W. Hadley Leavell and Balasundram Maniam

Are Mutual Fund Prospectuses Written in Plain English?
by Don T. Johnson, Ronald J. Bauerly and Doug Waggle